Investment

Investments, pension funds and statistics: more or less misleading?

Derek Sloan

One of my favourite radio programmes is More or Less, a Radio 4 programme that looks at statistics bandied about in public and examines them. Often (but not always) the emperor is found to be wearing no clothes (if you will forgive the stretched metaphor). There seems to be a rule about statistics that repetition Read More

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DC pension investments: duties, rules and risks

Jonathan Goodwin

Last year I posted a piece about where responsibility falls for investment choices in DC schemes*. I pointed out risks for trustees and possible exemptions from liability.  The question of how far these can go came up recently when I was going through a draft trust deed with a member-nominated trustee client. Read More

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Reviewing DC investment options: how often is regular?

Helen Powell

Trustees of defined contribution pension schemes must regularly monitor and review their chosen investment strategy and options offered[1]: but how frequent is ‘regular’? Does it mean every meeting? Every year? Every decade? Read More

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Scottish Limited Partnerships and pension schemes: Brave hearts needed for 2014?

Neil Bowden

Scots will go to the polls in 2014 on the question of independence. I confess I am not neutral in the debate being a Scot living in London (but don’t however have a vote!) but it did get me thinking about what a “yes” would mean for UK pension schemes, and in particular those defined Read More

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DC pension investments: whose risk?

Jonathan Goodwin

Much has been – and will continue to be – written about poor investment performance in money purchase (defined contribution/DC) pension schemes. In this context I am referring to poor performance relative to a benchmark rather than crashes in financial markets at large for which only politicians can fairly be blamed. So who bears the Read More

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